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li{font-size:1.0625rem;line-height:1.85}.answer-body h2{letter-spacing:-.025em;margin:0 0 1rem;font-size:clamp(1.4rem,2.4vw,1.85rem);line-height:1.25}.answer-summary{background:var(--pale-blue);border-left:3px solid var(--orange);border-radius:0 var(--radius) var(--radius) 0;padding:clamp(1.25rem,3vw,2rem)}.answer-summary h2{text-transform:uppercase;letter-spacing:.1em;scroll-margin-top:130px;font-size:.875rem}.answer-summary p{margin-bottom:0;font-size:1.125rem;line-height:1.75}.answer-body .answer-review-status{color:var(--ink-soft);margin:1.25rem 0 2.5rem;font-size:.875rem;line-height:1.65}.answer-section,.answer-followup{margin:2.5rem 0;scroll-margin-top:130px}.answer-checklist{background:var(--mist);border-radius:var(--radius);margin:2.5rem 0;padding:clamp(1.25rem,3vw,2rem);scroll-margin-top:130px}.answer-checklist ul{margin:0;padding-left:1.25rem;list-style:outside}.answer-checklist li{margin-top:.8rem;padding-left:.25rem}.answer-checklist 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p:not(.section-kicker){max-width:600px;margin:0}.resources-library-banner .button{flex-shrink:0}.service-guide-links{border-block:1px solid var(--line);margin:2rem 0;padding:1.5rem 0}.service-guide-links ul{padding:0;list-style:none}.service-guide-links li{margin:1rem 0}.service-guide-links li a{text-underline-offset:4px;text-decoration:underline}@media (max-width:900px){.answers-browse,.answer-layout{grid-template-columns:1fr}.answers-category-nav,.answer-aside{position:static}.answers-category-nav{border-bottom:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));gap:0 1.5rem;padding-bottom:1.5rem;display:grid}.answers-category-nav>p,.answers-category-nav>.answers-calculator-link{grid-column:1/-1}.answer-aside nav{display:none}.answer-next-step{background:var(--mist);border-radius:var(--radius);padding:1.5rem}.resources-library-banner{flex-direction:column;align-items:flex-start}}@media (max-width:520px){.answers-category-nav,.answer-related-grid{grid-template-columns:1fr}.answers-intro,.answer-heading{padding-top:2rem}.answer-breadcrumbs{padding-top:1.5rem}}@media (prefers-reduced-motion:reduce){.answers-list-item,.answers-arrow,.answer-related-card{transition:none}.answers-list-item:hover .answers-arrow{transform:none}}:root{--ink:#0b2344;--ink-soft:#48586c;--orange:#c94f15;--orange-dark:#a43e0d;--paper:#fff;--mist:#f3f6f9;--line:#d5dde5;--control-line:#788697;--pale-blue:#e9f0f7;--radius:18px;--page-gutter:clamp(22px, 4.5vw, 76px)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{background:var(--paper);color:var(--ink);font-family:var(--font-geist-sans), Arial, Helvetica, sans-serif;text-rendering:optimizelegibility;margin:0;font-size:1rem;line-height:1.65}main{min-height:45vh}img{max-width:100%;height:auto}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button,summary{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.7}a{color:inherit;text-decoration:none}p{text-wrap:pretty;margin:0 0 1.2rem}h1,h2,h3,h4{text-wrap:balance;line-height:1.14}h1,h2,h3{letter-spacing:-.045em;font-weight:550}h1{margin:0 0 1.6rem;font-size:clamp(2.55rem,5vw,4.9rem)}h2{margin:0 0 1.35rem;font-size:clamp(2rem,3.45vw,3.4rem)}h3{letter-spacing:-.028em;margin:0 0 .9rem;font-size:1.5rem}h4{margin:0 0 .6rem;font-size:1.12rem}small{font-size:.875rem;line-height:1.55}::selection{color:var(--ink);background:#fbd9c7}:focus-visible,[tabindex="-1"]:focus{outline:3px solid var(--orange);outline-offset:4px}.skip-link{z-index:200;border:2px solid var(--ink);background:#fff;border-radius:8px;padding:12px 20px;font-weight:650;position:fixed;top:12px;left:16px;transform:translateY(-180%)}.skip-link:focus{transform:translateY(0)}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.review-bar{background:var(--ink);color:#fff;text-align:center;padding:9px 20px;font-size:.875rem;line-height:1.5}.review-bar a{text-underline-offset:3px;margin-left:10px;text-decoration:underline}.site-header{z-index:50;min-height:96px;padding:16px var(--page-gutter);border-bottom:1px solid var(--line);background:#fffffff7;justify-content:space-between;align-items:center;gap:24px;display:flex;position:sticky;top:0}.brand{flex-shrink:0;align-items:center;gap:11px;line-height:1.25;display:inline-flex}.brand-shield{object-fit:contain;width:72px;height:78px}.brand-name{letter-spacing:-.02em;font-family:Georgia,Times New Roman,serif;font-size:1.6rem;font-weight:600}.site-header>nav{align-items:center;gap:clamp(18px,2.2vw,32px);display:flex}.site-header nav a{white-space:nowrap;padding:10px 0;font-size:.875rem;font-weight:600}.mobile-menu{display:none}.button{text-align:center;border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:24px;min-height:52px;padding:14px 23px;font-size:.9375rem;font-weight:650;line-height:1.5;transition:background .18s,transform .18s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-accent{background:var(--orange);color:#fff}.button-small{gap:14px;min-height:46px;padding:11px 18px;font-size:.875rem}.button-light{color:var(--ink);background:#fff;border-color:#fff}.button-light:hover{background:#e9f0f7}.text-link{text-underline-offset:5px;padding-block:9px;font-size:.9375rem;font-weight:650;text-decoration:underline;text-decoration-thickness:1px;display:inline-block}.section-kicker{letter-spacing:.045em;margin:0 0 24px;font-size:.875rem;font-weight:650;line-height:1.5}.accent-dot{background:var(--orange);vertical-align:middle;border-radius:50%;width:8px;height:8px;margin-right:9px;display:inline-block}.home-hero{background:radial-gradient(at 42% 85%,#f9ede4,#0000 56%);grid-template-columns:1.03fr 1fr;max-width:1600px;min-height:620px;margin:auto;display:grid}.hero-text{align-self:center;padding:clamp(50px,6vw,96px) clamp(24px,4.3vw,74px)}.hero-text h1{letter-spacing:-.059em;font-size:clamp(2.8rem,4.5vw,4.65rem);line-height:1.05}.hero-text h1>span{color:var(--orange-dark)}.hero-lede{color:var(--ink-soft);max-width:540px;margin:28px 0 32px;font-size:1.125rem;line-height:1.7}.hero-actions{flex-wrap:wrap;align-items:center;gap:16px 26px;display:flex}.hero-small{color:var(--ink-soft);flex-wrap:wrap;gap:10px 24px;margin-top:38px;font-size:.875rem;display:flex}.hero-photo{background:#dde4e9;min-width:0;min-height:540px;margin:0;position:relative;overflow:hidden}.hero-photo>img{object-fit:cover;object-position:60% center;width:100%;height:100%;position:absolute;inset:0}.photo-caption{border-left:3px solid var(--orange);background:#fffffff2;border-radius:8px;flex-direction:column;gap:4px;padding:17px 21px;font-size:1rem;font-weight:550;display:flex;position:absolute;bottom:22px;left:22px;right:22px;box-shadow:0 8px 32px #0b23441f}.photo-caption small{color:var(--ink-soft);font-weight:400}.credential-strip{max-width:1448px;padding:30px var(--page-gutter);border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;margin:auto;display:flex}.credential-strip>span{color:var(--ink-soft);font-size:.875rem;font-weight:550}.credential-strip strong{letter-spacing:-.035em;font-size:clamp(1.4rem,2vw,1.9rem);font-weight:800}.credential-strip strong:first-of-type{font-style:italic}.orange-mark{color:var(--orange);vertical-align:super;margin-left:3px;font-size:.875rem}.credential-strip p{color:var(--ink-soft);margin:0;font-size:.875rem}.section,.content-wrap{max-width:1448px;padding:88px var(--page-gutter);margin:auto}.section-heading{justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:36px;display:flex}.section-heading>.text-link{flex-shrink:0}.cards{gap:22px;display:grid}.cards.two{grid-template-columns:repeat(2,minmax(0,1fr))}.service-card,.article-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;flex-direction:column;align-items:flex-start;min-width:0;padding:32px;transition:border-color .22s,box-shadow .22s,transform .22s;display:flex;position:relative}a.service-card:hover,a.article-card:hover{border-color:#8796a8;box-shadow:0 12px 35px #0b234412}.service-card:before,.article-card:before{content:"";background:var(--orange);transform-origin:0;border-radius:0 0 3px 3px;width:42px;height:3px;transition:transform .22s;position:absolute;top:-1px;left:32px}a.service-card:focus-visible,a.article-card:focus-visible{border-color:var(--orange);box-shadow:0 12px 35px #0b234414}.card-number{color:var(--ink-soft);margin-bottom:34px;font-size:.875rem}.service-card p,.article-card p{color:var(--ink-soft);font-size:1rem}.card-link{justify-content:space-between;gap:18px;width:100%;margin-top:auto;padding-top:20px;font-size:.9375rem;font-weight:650;display:flex}.pill{background:var(--pale-blue);color:var(--ink);border-radius:5px;margin-bottom:24px;padding:5px 11px;font-size:.875rem;display:inline-block}.split-feature{background:var(--mist);padding:80px max(var(--page-gutter), calc((100vw - 1296px) / 2));grid-template-columns:1fr 1fr;align-items:center;gap:72px;display:grid}.feature-copy>p:not(.section-kicker){max-width:570px;color:var(--ink-soft);margin:24px 0 30px;font-size:1.125rem}.feature-copy>small{color:var(--ink-soft);margin-top:17px;display:block}.load-preview{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(145deg,#fff,#f8fbfe);padding:36px;box-shadow:0 20px 60px #0b234412}.load-preview>.section-kicker{margin-bottom:10px;display:block}.priority-detail{border-bottom:1px solid var(--line)}.priority-detail summary{align-items:center;gap:20px;padding:24px 0;list-style:none;display:flex}.priority-detail summary::-webkit-details-marker{display:none}.priority-number{color:var(--orange);padding-top:4px;font-size:.875rem;font-weight:600}.priority-detail strong{margin-bottom:6px;font-size:1.2rem;font-weight:600;line-height:1.4;display:block}.priority-detail small{color:var(--ink-soft);display:block}.priority-detail p{color:var(--ink-soft);margin:0 0 24px;padding-left:36px;font-size:.9375rem}.disclosure-mark{border:1px solid 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input{width:20px;height:20px;margin-top:2px}.app-actions{flex-wrap:wrap;align-items:center;gap:10px;margin-top:4px;display:flex}.app-btn{font:inherit;cursor:pointer;background:var(--app-accent);min-height:44px;color:var(--app-accent-ink);border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:8px;padding:10px 16px;font-weight:600;text-decoration:none;display:inline-flex}.app-btn:hover{filter:brightness(.95);text-decoration:none}.app-btn[data-variant=secondary]{color:var(--app-ink);background:#fff;border-color:#b9c4d0}.app-btn[data-variant=danger]{background:var(--app-danger)}.app-btn[data-variant=ghost]{color:var(--app-accent);background:0 0}.app-btn[data-size=sm]{min-height:36px;padding:6px 12px;font-size:.88rem}.app-shell .app-btn:disabled,.app-shell .app-btn[aria-disabled=true]{opacity:1;cursor:not-allowed;color:var(--app-ink-soft);filter:none;background:#e8eef5;border-color:#b9c4d0}.app-shell a.app-btn,.app-shell a.app-btn:visited,.app-shell a.app-btn:hover,.app-shell a.app-btn:focus-visible,.app-shell a.app-btn:active{color:var(--app-accent-ink);text-decoration:none}.app-shell a.app-btn[data-variant=secondary],.app-shell a.app-btn[data-variant=secondary]:visited,.app-shell a.app-btn[data-variant=secondary]:hover,.app-shell a.app-btn[data-variant=secondary]:focus-visible,.app-shell a.app-btn[data-variant=secondary]:active{color:var(--app-ink)}.app-shell a.app-btn[data-variant=ghost],.app-shell a.app-btn[data-variant=ghost]:visited,.app-shell a.app-btn[data-variant=ghost]:hover,.app-shell a.app-btn[data-variant=ghost]:focus-visible,.app-shell a.app-btn[data-variant=ghost]:active{color:var(--app-accent)}.app-shell a.app-btn[aria-disabled=true]{opacity:1;color:var(--app-ink-soft);filter:none;cursor:not-allowed;background:#e8eef5;border-color:#b9c4d0}.app-form-status{margin-top:4px;font-size:.93rem}.app-secret{color:#e6edf5;overflow-wrap:anywhere;-webkit-user-select:all;user-select:all;background:#0f1c2e;border-radius:8px;padding:12px 14px;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}.app-recovery-codes{grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 18px;margin:12px 0;padding:0;list-style:none;display:grid}.app-recovery-codes li{background:#f4f6f8;border-radius:6px;padding:6px 10px;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}.app-tech .app-frame{grid-template-columns:1fr}.app-tech .app-nav{height:auto;padding:6px 8px calc(6px + env(safe-area-inset-bottom));z-index:30;flex-direction:row;gap:2px;position:fixed;inset:auto 0 0}.app-tech .app-nav .app-brand,.app-tech .app-nav .app-nav-spacer,.app-tech .app-nav-user,.app-tech .app-nav-desktop{display:none}.app-tech .app-nav-mobile{flex:1;width:100%;display:flex}.app-tech .app-btn{min-height:48px}.app-tech .app-main{max-width:720px;padding-top:18px;padding-bottom:calc(88px + env(safe-area-inset-bottom));margin:0 auto}.app-nav-drawer{inset:auto 0 calc(56px + env(safe-area-inset-bottom)) 0;max-height:min(70dvh,520px);color:var(--app-ink);z-index:40;background:#fff;border-radius:14px 14px 0 0;padding:16px;position:fixed;overflow:auto;box-shadow:0 -12px 40px #0f1c2e40}.app-nav-drawer-head{justify-content:space-between;align-items:center;margin-bottom:12px;display:flex}.app-nav-drawer-grid{grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:8px;display:grid}.app-nav-drawer-grid a{border:1px solid var(--app-line);min-height:44px;color:var(--app-ink);border-radius:10px;align-items:center;gap:10px;padding:12px;font-weight:600;text-decoration:none;display:flex}.app-nav-drawer-grid a[aria-current=page]{border-color:var(--app-accent);background:#eef3f8}.app-nav-drawer-footer{margin-top:12px}.app-nav-backdrop{z-index:35;cursor:pointer;background:#0f1c2e73;border:0;position:fixed;inset:0}